Our vision

We believe businesses should be able to spend more time doing what they love and less time stressed and chasing payments.

That’s why we’re pledging to empower over a million businesses over the next 5 years, by helping them improve their cashflow and maximise their potential.

Our goals

We’re striving for a world where no business fails because it doesn’t have the ability, knowledge, or confidence to get paid for its products or services.

We want to ensure that every business in the UK has the tools to chase their debts and get paid on time, whilst maintaining a positive relationship with their valued customers.

The itsettled platform provides you with all of this, from a legally compliant process to well worded and effective letters that will maintain good customer relationships - and ensure you get paid on time, every time. itsettled has been designed to reduce stress, save time, and maximise your cashflow.

Our story

We are passionate about helping SMEs across the UK get what they are owed - we want businesses to have a debt collection process that delivers results. 

itsettled began 11 years ago at Credebt, the first company of our founder and CEO Glen Morgan. 

With a background working in receivables management, Glen is one of the leading industry specialists for the invoice finance, insolvency, and corporate markets.

With a quest to make invoice chasing easier, Glen worked to develop a process that now has a long standing proven track record of delivering results for larger organisations. Since its development, this proven process has resulted in over £400 million of outstanding invoices being successfully collected.

In an effort to make the process accessible to small and medium sized businesses, itsettled was developed, combining technology and a proven process to create a winning formula.

itsettled continues to grow as more and more businesses see how easy and effective it is to use.

Meet the founders

Glen Morgan
FCICM (Grad)


As a Fellow of the Chartered Institute of Credit Management, Glen has spent the last 25 years working in the credit industry. He is widely considered an industry expert and has been asked to advise UK Government on credit management via the Parliamentary Review and Leaders Council.

Glen is an active member of the Chartered Institute of Credit Management and wrote the Debt Collection Syllabus back in 2014.

Jonathan Wingrove
BA (Hons)


Jonathan, a marketing, graphic design and brand evangelist with over 20 years experience has driven the automation of the itsettled process and continues to develop a world class solution in both effectiveness and customer experience.

He is passionate about the mental health issues caused by late payment. Poor cashflow can negatively impact home and family life, which is why he is driven to ensure everything itsettled does, seeks to improve upon these challenges.

"The fightback against late payment starts here.
We’re proud to be in your corner."

Both Glen and Jonathan have a passion for supporting businesses to get paid on time and itsettled provides an essential tool to help achieve this. Glen continues to lobby for policy changes regarding late payment and runs weekly advice vlogs and webinars to support this. 

Within itsettled you will find many other tools to help you manage the risks of trading on credit, and get paid on time.

47% of invoices
paid late

1 million businesses battling late payments

£50 billion overdue at any time

Our process is trusted by Corporate Organisations

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